Attention homeowners: Real estate appraisal services for in Roxboro and Person County

The top reasons NC homeowners hire Wayne Ross Appraisals:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To reduce your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in NC by determining the true market value of property in question

Need help determining the value of your home in or near Roxboro, NC?
Contact Wayne Ross Appraisals.

We at Wayne Ross Appraisals understand the individual needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Wayne Ross Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Wayne Ross Appraisals, we're experienced in helping customers just like you remove unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in a region that's going down -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Wayne Ross Appraisals is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Wayne Ross Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

We Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Wayne Ross Appraisals can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.